Rates are based on two things. First, your personal case is assessed through an underwriter, to determine the level of risk. Results are then compared with the scheduled rates. Auto insurance companies will have different underwriting and rating standards. Factors affecting insurance costs. These include your personal status, the vehicle you’re using, your driving record, […]

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Anyone who drives has to prepare for the possibility of getting into a car accident. We are all human, after all. And even if we’re careful ourselves, we can never make sure that other motorists we encounter will be as cautious. It’s very helpful to know the actual procedure for filing any kind of car […]

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A “hit and run” happens when there’s an accident and one party (usually the one at fault), leaves the scene of the accident without leaving any contact information. This can happen in many ways, but they usually involve: Cars colliding with one vehicle just speeding off without stopping; or Damage to parked, unattended vehicles where […]

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